Medicare and Final Expense Life Insurance

Looking for a small, affordable life insurance policy to help your family with funeral and other final expenses? Get guaranteed coverage amounts designed to fit most budgets, often without a medical exam and with quick approval.

Lock in a simple policy today so your loved ones have cash on hand for funeral costs, medical bills, and other end-of-life expenses without financial stress during an already difficult time.

Seniors aged 64+ qualify for complimentary one-on-one guidance to select the ideal Medicare plan before their 7-month Initial Enrollment Period concludes (three months before to three months after turning 65).

Meet with a licensed advisor who demystifies Parts A, B, C, and D, compares costs clearly, and ensures seamless enrollment avoiding penalties and securing timely coverage.

Seniors aged 65–80 can often reduce costs by comparing Medicare Supplement (Medigap) rates, as premiums for identical standardized plans vary significantly by carrier and zip code.

Schedule your Medigap rate review to compare top-rated carriers, identify lower premiums, and explore switching options that preserve your benefits while minimizing monthly expenses.

Seniors with chronic conditions like diabetes, heart, or lung disease may qualify for specialized Medicare plans offering enhanced benefits, coordinated care, and robust prescription coverage.

Receive personalized, one-on-one guidance to review your doctors, medications, and budget-ensuring a tailored plan that minimizes out-of-pocket costs and lets you prioritize your well-being.

Seniors on Medicaid who also have Medicare may qualify for special D‑SNP plans that combine both coverages into one card, often with low or zero premiums and extra benefits like dental, vision, hearing, rides to the doctor, and more.

We are here to guide you. Get friendly, one‑on‑one help today to see if you qualify and start using all the benefits you deserve.

We can get you setup at any time of the year and be ready to review new options available to Medicare Advantage Members during the Annual Enrollment Period (AEP) and the Open Enrollment Period (OEP). These are special windows when current Medicare Advantage members can change Plans.

Don't hesitate to reach out and take the first step towards a more rewarding experience.

Medicare Advantage Members: Medicare Advantage plans have an annual out-of-pocket limit for covered services, and the amount varies by plan. We can review the plan-specific costs that matter to you. We can set you up with an inexpensive Hospital Indemnity Policy which will pay you cash to help with these costs.

MediGap Members: Your Medicare Supplement Plan does not cover Dental, Vision, Hearing or Prescription Drugs. We can help you get an affordable Dental/Vision/Hearing Plan (DVH) and run an analysis of your prescription drugs and recommend a Prescription Drug Plan (PDP).

We invite you to engage in a personalized consultation today to determine your eligibility and begin accessing the full range of benefits you rightfully deserve.

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ricks@grifcon.com

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586-713-5813