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Services

Our Services

Medicare and Final Expense Life Insurance

Review the many areas we can help below and Schedule an Appointment with Rick.

Small Life Insurance Policies for Final Expenses

Looking for a small, affordable life insurance policy to help your family with funeral and other final expenses? Get guaranteed coverage amounts designed to fit most budgets, often without a medical exam and with quick approval.

Lock in a simple policy today so your loved ones have cash on hand for funeral costs, medical bills, and other end-of-life expenses—without financial stress during an already difficult time.

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Age 64 and need to setup Medicare for the first time?

Seniors aged 64+ qualify for complimentary one-on-one guidance to select the ideal Medicare plan before their 7-month Initial Enrollment Period concludes (three months before to three months after turning 65).

Meet with a licensed advisor who demystifies Parts A, B, C, and D, compares costs clearly, and ensures seamless enrollment—avoiding penalties and securing timely coverage.

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Paying Too Much for Your Medigap Plan?

Seniors aged 65–80 can often reduce costs by comparing Medicare Supplement (Medigap) rates, as premiums for identical standardized plans vary significantly by carrier and zip code.

Schedule your Medigap rate review to compare top-rated carriers, identify lower premiums, and explore switching options that preserve your benefits while minimizing monthly expenses.

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Special C-SNP Medicare Plans for Seniors with Chronic Conditions

Seniors with chronic conditions like diabetes, heart, or lung disease may qualify for specialized Medicare plans offering enhanced benefits, coordinated care, and robust prescription coverage.

Receive personalized, one-on-one guidance to review your doctors, medications, and budget-ensuring a tailored plan that minimizes out-of-pocket costs and lets you prioritize your well-being.

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Special D-SNP Medicare/Medicaid Plans for Seniors on Medicaid

Seniors on Medicaid who also have Medicare may qualify for special D‑SNP plans that combine both coverages into one card, often with low or zero premiums and extra benefits like dental, vision, hearing, rides to the doctor, and more.

We are here to guide you. Get friendly, one‑on‑one help today to see if you qualify and start using all the benefits you deserve.

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Get prepared now for Medicare's Open Enrollment Periods

We can get you setup at any time of the year and be ready to review new options available to Medicare Advantage Members during the Annual Enrollment Period (AEP) and the Open Enrollment Period (OEP). These are special windows when current Medicare Advantage members can change Plans.

Don't hesitate to reach out and take the first step towards a more rewarding experience.

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Did you know?

Medicare Advantage Members: Your Medicare Advantage Plan still leaves you responsible for the Annual Out-Of-Pocket Expenses (often $4000 to $9000 dollars per year). We can set you up with an inexpensive Hospital Indemnity Policy which will pay you cash to help with these costs.

MediGap Members: Your Medicare Supplement Plan does not cover Dental, Vision, Hearing or Prescription Drugs. We can help you get an affordable Dental/Vision/Hearing Plan (DVH) and run an analysis of your prescription drugs and recommend a Prescription Drug Plan (PDP).

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Are you interested in learning more?

We invite you to engage in a personalized consultation today to determine your eligibility and begin accessing the full range of benefits you rightfully deserve.

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Or

ricks@grifcon.com

Or

586-713-5813

Healthcare Analytics and Software Development

Our group has dedicated over 116 years to enhancing data solutions for small to mid-size health insurers and physician practice groups. We offer tailored content development for existing data warehouses or can create entirely new, well-structured solutions from the ground up. Our "straw man" data warehouse designs are specifically crafted for healthcare organizations, enabling significant cost savings and efficient project initiation. By providing a robust data framework, we empower data analysts to focus on business analysis rather than data construction.

Additionally, we collaborate with iDashboards to deliver cost-effective, rapidly deployable executive dashboards, ensuring easy access to vital performance metrics. Let us help you maximize the value of your data.