Know the Basics

For some seniors, downsizing isn't just a difficult decision but an actual economic necessity. As more Baby Boomers and Gen Xers near retirement age, downsizing might be the only way they can afford to stay retired.

Personal mental health is something every person needs to take seriously — seniors especially. It's important to know what's covered, what's not and how to fill the gaps in your insurance so you can get the mental health services you need.

Learn about Medicare late enrollment penalties and how you can ensure you aren't hit with surprise fees that could follow you the rest of your life.

Whether you have kids, a spouse, or even if you're young and single, life insurance plays a crucial role in safeguarding your family's future.

Your life insurance policy can impact far more than your loved ones after your death. Donating all or part of your life insurance payout can be complicated, but we'll discuss you the pros and cons, and how to get started with this impactful choice.

The Medicare helpline, 1-800-Medicare (1-800-633-4227), is the official Medicare phone number allowing Medicare beneficiaries to call for help 24/7.

Most American have been diagnosed with a pre-existing condition by the time they reach Medicare age. Learn how to get the most out of your coverage.

If you're new to Medicare, there's no need to stress! There are many resources available to help you navigate this transition and find the best healthcare coverage for you. Here's an overview of the basics of Medicare to get you started.

Learn about what Original Medicare coverage for diabetes looks like and what you can expect from different parts of Medicare.

End-Stage Renal Disease (ESRD) is a medical diagnosis that makes Medicare coverage an option at any age, once certain criteria are met.

Sometimes, Original Medicare just doesn't work for you. Here are four reasons you might consider private insurance instead of Original Medicare.

It's important to understand your care options. Learn more about palliative and hospice care, including what they have in common and how they differ.

Where do you get started with Medicare? There are important questions to ask yourself as you research and learn more about your Medicare options at all stages.

Medicare coverage is available to most Americans over age 65, but health concerns and lifestyle conditions can be quite different between genders.

Learn how to fight the flu by adding these easy tips into your life

While some benefits will only kick in once you reach a certain age, here are a few great perks that all seniors should keep in mind.

Gain insights on the importance of preventive care and early disease detection.

As more seniors use CBD oil to address issues like anxiety, chronic pain management and inflammation, many want to know whether Medicare will help cover the costs.

The prevalence of COVID-19 has given rise to many scams, especially scams targeted toward seniors. Read here to learn more about identifying and avoiding scams.

Medicare Advantage offers great coverage options, so let's find out if it could be the right choice for you. Here's the need-to-know info on all things Medicare Part C.

Eventually most people will need some form of long-term care. Its important to understand long-term care options and what you can do to prepare.

Medicare Supplement Insurance, also known as Medigap, is a popular form of coverage that helps reduce your out-of-pocket costs for Medicare.

Being late for Medicare enrollment can have long-lasting and expensive consequences. We'll explore those penalties and how to avoid them.

Medicare enrollment can seem overwhelming and complicated. Luckily, we're here to provide a simple overview of Medicare enrollment and how to navigate it.

The two main coverage options that provide more benefits than Original Medicare are Medicare Supplement plans and Medicare advantage plans.

Life insurance serves to help people manage their financial risks. One type of life insurance is called Indexed Universal Life insurance. This article outlines what makes IUL different and who it might be for.

What is the difference between the Medicare Annual Enrollment Period, the Open Enrollment Period and the Special Enrollment Period? Learn more here!

Original Medicare has gaps in coverage, but there are ways to resolve this. Read here to learn more about coverage gaps and how to fill them!

Here are 10 money-saving tips to help you live comfortably off your Social Security check.

Find out what rules agents have to follow to sell Medicare.

The most popular Medigap plans are Plans F, G and N. Understanding the pros and cons of each plan is particularly important, because you may not have a guaranteed right to change plans later on.

Life insurance is like a safety net for your family or beneficiaries when you're no longer around. Here are 6 benefits of life insurance.

Life Insurance Frequently Asked Questions. Get to know the facts around common life insurance misconceptions.

Does Original Medicare cover dental and vision? How do I get coverage? Read here for answers to these common questions and more.

Most seniors know that you're supposed to sign up for Medicare benefits as soon as you're eligible. But what you might not know is that if you don't sign up on time, you might incur a late enrollment penalty.

Medicare recipients are often vulnerable to fraud and abuse. Learn how you can protect yourself from Medicare fraud and how to spot fraudulent behavior.

Because Medicare has multiple parts, there are different premiums seniors need to be aware of. Here's a closer look at all the premiums associated with Medicare and how you can calculate your monthly Medicare costs.

At-home covid-19 tests are currently covered by Medicare for the time being. Medicare beneficiaries can claim up to 8 free at-home tests per month.

Life insurance serves as a valuable financial safety net. Learn about the differences between term, whole life, permanent, and final expense insurance.

How do you stay healthy at home? There are several easy ways! Read our list of tips to learn more about keeping healthy at home.

As a veteran, you're entitled to medical coverage through the Veterans Affairs (VA) health program, but if you're approaching the age of 65, you're also eligible for Medicare benefits.

Like many seniors, you've probably spent many years looking forward to retirement. Make the most of it by staying active and enjoying some new hobbies or special interests!

Medicare coverage is available to most Americans age 65 and older, but health concerns and lifestyle conditions can be quite different between genders.

Discover how to use the Medicare star rating system

Understanding cancer's symptoms and the ways you can catch it early just might save you or a loved one's life.

Medicare Part A and Part B both provide some health coverage, but they aren’t always enough. Learn more about original Medicare and more coverage options.

Telehealth is an easy alternative for seniors to receive medical care. Learn more about Medicare telehealth coverage and if it's right for you.

Have you ever worried if you’re going to have coverage for treatment that your doctor recommends? Fortunately, you don’t have to worry with Medicare.

If the prospect of unlimited out-of-pocket costs concerns you, there is another type of Medicare plan that might serve you better: Medicare Advantage plans (which is also sometimes called Medicare Part C). These plans operate differently than Original Medicare and have a cap on the amount of money you'll pay for healthcare in a calendar year called the maximum out-of-pocket limit (MOOP).

Medicare's Annual Enrollment Period begins on October 15 and ends on December 7 each year. It's a very important time for you to review and make changes to your Medicare coverage. The changes made during this time will go into effect on January 1 of the next year and run through that year.

Seniors enrolled in Medicare Parts A and B might not know that there are additional forms of coverage available to fill the gaps left by Original Medicare. These types of plans are called Medicare Supplement Insurance, or Medigap plans.

If you're new to Medicare, you may have heard of a free service covered under Medicare Part B called the Annual Wellness Visit. This routine exam is a no-cost option for Medicare participants that may help them stay on top of preventive care and overall wellness.

For most seniors, their Medicare journey does not end once they enroll in a plan. They might need support navigating updates to coverage, have benefits questions or require plan changes as their needs change. When you have a question or concern about your coverage, you want someone you can turn to for answers.

Losing a loved one is an emotional journey, and during the difficult time of your passing, your family shouldn't be burdened with financial and administrative complexities. Planning for the inevitable is an act of love that provides your family with an added sense of security and peace of mind.

If you're a veteran approaching Medicare eligibility, you may have questions about what to do and how this transition will affect your healthcare coverage. Learn how Medicare and VA Benefits interact and about Medicare enrollment as a veteran.

AEP stands for Medicare's Annual Enrollment Period. It's the time each year when you can make changes to your Original Medicare, Medicare Advantage or Part D Drug Plan coverage to better fit your needs.

When it comes to planning for the future, many people seek life insurance policies that not only offer financial protection for loved ones but also help build long-term wealth. One such product gaining traction is Indexed Universal Life Insurance (IUL).

As a Medicare recipient, you may need services like physical therapy or other hands-on manual treatments. Did you know that how these kinds of services are billed by your provider can make a difference?

The Inflation Reduction Act (IRA) was signed into law in 2022 and set out goals for addressing health, tax and climate concerns. For plan year 2025, important changes arrive for Prescription Drug coverage and benefits.

Simplified Indexed Universal Life Insurance (Simplified IUL) is a type of whole life insurance that provides both protection for your family and the potential for growing your money over time based on stock market index performance.

Medicare has a bonus enrollment period for people currently enrolled in a Medicare Advantage (MA) plan. It's called the Open Enrollment Period, or OEP. During this period from January 1 to March 31, you can switch your Medicare Advantage plan or return to Original Medicare.

Not every provider participates in Medicare Part A, Part B and Medicare Advantage. Learning which doctors you can visit in your area under Medicare can help make healthcare planning much easier.

Holistic and alternative medicines are having a moment. From the mainstream popularity of chiropractic care to the legalization of medical marijuana in many states, here's what Medicare covers regarding holistic medicine.

As you approach 65, you'll likely hear a lot about Medicare. Without taking the time to understand Medicare enrollment periods, you might miss your opportunity to enroll, leaving you with a gap in coverage and potentially raising your premiums with late enrollment penalties.

Navigating your Medicare coverage options can be confusing. Learn about different Medicare Supplement options to help you find the right coverage type for your needs.

The Medicare Coverage Review Kit makes it easy to get a complete look at your Medicare coverage needs with this easy step-by-step guide.

Medicare works with other forms of insurance in different ways. It's important to understand when Medicare is your primary insurance and when it is not.

Medicare and Medicare Advantage can be complicated, and some people may get some information wrong. Learn the right answers to common misconceptions.

Medicare plans aren't always easy to choose and manage. Learn about common complaints and helpful solutions to address them.

Learn about the taxation of life insurance benefits, how taxes work after death, and why your family won't owe taxes on your life insurance payout.

While not mandatory, the Annual Wellness Visit is a way to stay on top of your health concerns — past, present and future — and since it's free, there's no reason to skip it.

Did you know that mental health in the 65+ demographic is a growing public health issue? Fortunately, Medicare covers a variety of mental health options to help address this serious health crisis.

No matter how you get Medicare, you have certain rights and protections! These are designed to protect you when you receive healthcare, protect your privacy, and make sure you get the healthcare services you are eligible for.

All Medicare enrollees are guaranteed certain rights: the right to privacy, the right to be treated fairly, and the right to receive any health care services you need as allowed under the law. If one of these rights is violated, it is your right to file a complaint or grievance.

As you age, your risk for developing certain health problems increases. Senior men, in particular, are at risk for ailments like prostate and colorectal cancer. Fortunately, routine health screenings can ensure you have a clean bill of health or catch these problems before they get much worse.

Cancer has touched almost everyone's life in some way. As you age, it's more important than ever to keep cancer top of mind. Understanding cancer's symptoms and the ways you can catch it early just might save you or a loved one's life.